Last updated: 9/2008

ltant and creative financing expert since the late 1980s. During this time, I have helped secure financing for real estate that has ranged in value from $45,000, all the way to the millions of dollars.
I have thoroughly enjoyed being a part of making the dream of home ownership a reality for literally hundreds of customers. Some of my experiences have truly made a difference in the lives of the people I have helped.
Like the young couple who had recently started their own business and wanted to get a larger house to start their family. Since the business was new, they didn't have any income to document, yet we got them a loan with NO MONEY DOWN!
"I was convinced to work with David because of his ability to follow through and look for every possible option." Nancy M. Fairplay, CO.
Or the couple who had a difficult time documenting their income because they were self-employed and had miscellaneous income coming from a family trust. Their tax returns didn't show enough income to qualify, yet we got them the money they wanted.
"One situation that stood out most in my mind was the fact that we got the loan without having to provide tax returns." Ron R. Phoenix, AZ.
I have helped people who have had perfect credit, and with those who have just declared bankruptcy. Bad credit is no reason not to buy a new home. If your lender knows these creative financing secrets, you can realize the dream of owning a home.
"Thank you for helping us and making us believe that home ownership was possible." Russ G. Goodland, KS.
Yet, in all the joy I have been able to bring to so many people, I have also found a great frustration. Not so much for me, but for the multitude of people who have been fooled into believing that home ownership will never happen for them.
"Creative Financing Secrets" seeks to expose these lies and gives documented evidence that home ownership is not only possible, but also probable, for the vast majority of buyers with no money for a down payment, or with less-than-perfect-credit.
"Very professional. Will get anyone done, no matter how creative (he) needs to be." Janifa M. Frisco, CO.

In this book, you will learn...
How to buy real estate with no money down
How to buy real estate with less-than-perfect credit!
How to buy real estate when you can't document your income
How self-employed borrowers can buy with no money down
What may surprise you when you read this book is how you can buy a home even if you are ALL OF THESE! In other words, you can have less-than-perfect credit, be unable to document your income, be self-employed, and still buy a home with no money down using these secrets.
Now, the purpose of sharing these "Creative Financing Secrets" isn't so I can get a lot of new customers. I have so many customers right now that I only take new clients by special appointment.
I'm really only sharing these secrets with you so you can have hope. I believe that hope never disappoints, so if I can get you hoping, I can get you believing again. I want YOU to learn the methods necessary to buy the home they've been dreaming of owning.

Some of the "Creative Financing Secrets" we expose are...
How to buy a home without a credit check (investors do this all the time)
How to use "rent-to-own" to buy a home
Using "subject-to" financing to buy a home with bad credit
Buy a home without disclosing income, assets or employment
ZERO DOWN financing strategies
Discover who made up the lending rules and how to work around them

"Creative Financing Secrets" will also help those looking to build a home...
Learn how to buy your land with no credit check and no money down
Use "subordination" agreements to get the land you want
Find ways to finance 100% of the construction costs
Save thousands with Construction-to-permanent loans (one closing does it all)
Secrets that can be used for building any type home (log, modular, etc.)

Learn from my years of experience... Risk Free!!
By following the experiences I share in Creative Financing Secrets, you won't have to reinvent the wheel...you won't have to continue believing that home ownership isn't for you...you won't have to wait years upon years to buy a home. And, isn't that what you're really after?
Here's something else just as important...
You'll have the satisfaction of knowing that you'll never be taken to the cleaners. YOU will be in the position of power. YOU will have a rare advantage, as you turn the tables on Realtors and mortgage companies.
Here's the best news of all...
This book sells for $39.95 plus $5.95 shipping and handling. However, because the internet has lowered much of our cost, I am passing these savings on to our internet customers until August 27, 2007,. Depending on how it affects sales, this offer could be changed in the future.
If you order "Creative Financing Secrets," online by midnight August 27, 2007, it's yours, risk free, for a low $29.95. That's an incredible 25% off the everyday price. And you can trust me when I say that you will find more ways to buy a home using Creative Financing Secrets than you thought possible, or you get 100% of your money back. (Please read the details of my money back guarantee below).
Finally, because I want you to have the best chance for success, I'm including two exciting FREE bonuses if you order by August 27, 2007,.

FREE BONUS NUMBER ONE
Understanding Credit Bureau Scoring
Do you know how your mortgage credit score is created? Understanding the mortgage credit scoring system can drive even an experienced mortgage broker crazy. This special report will give you the "nuts and bolts" of how to understand it and how it affects you as a homebuyer. With the knowledge you receive from this report, you will be able to develop a course of action that will get your scores into the stratosphere.

FREE BONUS NUMBER TWO
Seven Myths About Credit Card Usage
That Can Affect Your Ability To Obtain A Mortgage
There are many misconceptions concerning the use of credit cards. The seven most common are covered in this special report. It's not enough to have credit available to you - it's important to know how to use and manage it. Consumers who fall for these myths stand to lose financially -- while consumers who learn the truth about them prosper.

I insist that you order Creative Financing Secrets entirely at my risk. That's why this book comes with a Risk-Free, 30 day 100% Money-Back Guarantee. There's absolutely NO RISK on your part. Why am I going to such great lengths?
Even though I've been involved in the Real Estate investment and Mortgage business for so long, I want you to feel absolutely certain there's no way you can "get taken." After all, I'm a respected professional and my reputation is on the line. This guarantee allows you to take the next 30 days to evaluate the information on your time schedule, not mine.
So, go ahead and order my extensive experience today. Read it, use it, and profit from it. If you don't find at least one tip that will recoup your small investment, or you don't see how this information will help you purchase the home you've been dreaming of, you can request an immediate 100% refund of your purchase price.
Finally, because you're entrusting me with your time and confidence, I want you to keep the Special Bonuses - free of charge - even if you request the refund. Now, that's a guaranteed gain no matter how you look at it.
IT DOESN'T MATTER IF IT'S 2 IN THE MORNING!
Order Now and using the easy-to-follow tips I will show you in the book, you can be on your way to making your home ownership dream a reality!
Remember, this is groundbreaking information! It's not rehashed, watered-down, theoretical information. No, every page is filled with proven information that works! Right now! Today!!
You'll get the latest, most up-to-date, money saving, creative financing strategies available anywhere - from someone who uses these techniques every day.
You can't lose with my 100% ironclad, money-back guarantee!!
Click Here For Instant Download
"Creative Financing Secrets" ebook.
Once your credit card is approved, you will be taken to a special download page where you will download the ebook along with your FREE Bonuses.

INSTANT ACCESS
Purchase Online with Credit Card by Secure Server
Click Here NOW To Download Your Copy!

You will be downloading and reading the ebook and incredible bonuses within just a few minutes... and using it to save THOUSANDS on your home financing dream!
To your success!

P.S. Let's be honest with each other. If you already knew how to buy a home using the creative strategies I cover in my book, wouldn't you already own a home? Aren't you tired of just "wishing" you could own a home? Aren't you tired of letting things that have happened in the past dictate your future? Click here t